Terms of Service

Welcome! Thank you for using our bookkeeping product and services. By accessing or using our website, software, or professional services, you agree to these simple terms:

1. Who We Are
1st Processor LLC dba Less Accounting (“we,” “us,” or “our”) is a limited liability company.

2. What We Offer
Software: A web-based bookkeeping tool to help you manage your finances offered under a monthly or annual subscription. Professional Services: Expert support to assist with recurring small business bookkeeping tasks via a separate contract with their own terms.

3. Using Our Services
You agree to provide accurate and lawful information while using our software and services. Reverse engineering the functionality or design of the site is not permitted.

4. Your Data
You own your data. We’ll only use it to provide and improve our services. We take security seriously but can’t guarantee 100% protection against unauthorized access. You’re responsible for keeping your login details secure.

5. Third-Party Data Providers
We work with trusted third-party data providers like PayPal Inc. (paypal.com) and Stripe, Inc (stripe.com) to process financial data and payments. By using our services, you agree to their terms and privacy policies, as they act as data processors on our behalf.

6. Payment
Software subscriptions and professional services have separate fees. Payments are non-refundable unless required by law.

7. No Guarantees
We do our best, but we don’t promise the software or services will be perfect. Use them at your own risk.

8. Cancel Anytime
Software: Cancel anytime. Your access ends at the end of your billing period. Professional Services: A 30-day written notice is required to cancel.

9. Legal Stuff
These terms are governed by the laws of the state of Delaware. We’re not responsible for financial losses or decisions you make using our software or services. You agree to indemnify us (cover any losses or legal fees) if your misuse of our services causes harm to us or others. Our maximum liability to you is limited to the amount you’ve paid us in the past 12 months.

10. Updates to the terms
We may update these terms. We’ll let you know via email if significant changes are made. How to Contact Us. You may contact us regarding the Website or these Terms at: 15442 VENTURA BLVD STE 201-508 Sherman Oaks, CA 91403 or via email at info@1stprocessor.com ✨